“Yet net-zero is not enough AND there’s commercial buildings also to do. UK needs a new Mechanism for funding”, says Ian Greenwood, something of an expert in finance, engineering Ultra-Insulation and previous government adviser. Ian suggested way back that the Base rate slice of interest on all new money could be diverted to Green Measures such as Libraries, school education. Now he suggests differing base rates for different purposes starting with the Eco-Fit money as low as 1.5% ’20-year Money.’ That is, on the new money that commercial banks have been allowed to create (over 90% in recent decades). So UK-Gov needs to end the practice of “free” credit-created money starting with green-stimulus money, it could attract a modest charge. In that way base rates could come up straight away to 0.5% and a floor on savings rates regulated similarly alongside, a second step in raising well-being – by making THOROUGH GREEN DEAL AFFORDABLE. [Statistics show that property price growth was double the rate of inflation and savers and ordinary earners unable to get on. the property ladder missed out (thus) TWICE-OVER.] With such an adjustment to flows the whole economic system becomes clearer and more beneficially adjustable.

Thirdly, he commends to PassiveHouse People that condensation-free MultiFoils Should Figure More Highly on their website: “It is a no-brainer – there are massive leakages of warmth from within the fabric itself of buildings and our tests show that external wall insulation as shown on YBS website is trouble-free, condensation-free once done thoroughly, vapour-proof and Economical – super-thin for narrow alley-ways and wind-shielding possibilities (with set-back) between buildings that could be made link-detached and so share the extra space between them. 70 mm thick including cladding in place of more than 200 mm of warmth-leaky fibreglass or rockwool. I commend all this and the Finance “tweak” (as MeggittBird said) as a Major £40bn per year Project [UK-=wide] to governments: local, regional, national and across a more united world.”